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I wanted to pay it down while the rates were low, 10% would’ve started off ok, but obviously the lower it got, the less that was. Makes sense from the bank’s pov, seems a fair trade-off for a fix.
Always up for a chat
I wanted to pay it down while the rates were low, 10% would’ve started off ok, but obviously the lower it got, the less that was. Makes sense from the bank’s pov, seems a fair trade-off for a fix.
It just feels like a huge gamble. I went the tracker route between 2012 and 2018 only because I didn’t want the overpayment restrictions imposed by fixed deals.
Luckily it worked out, had I gone for a fixed rate I’d still be slowly paying it off, at a higher rate.
For every person who did well, there’s someone else who didn’t, mostly through unlucky timing.
It’s crazy in the UK too, where 3-5 year fixes are common. I’ve know folk who at renewal next year will be paying £500-£800 extra, each month.
My biggest impact has been gas and elec, which maybe added that amount to my annual bill. I can’t imagine the stress.
And within 12 hours, have forgotten 90%
That’s terrible, I hope it all worked out, but absolutely never say anything until you’ve both signed a contract unless you’re looking for a counter offer, which is risky AF.
People pull out of informal agreements all the time, it’s not an employer thing - legal issues, real estate, appointments, competition prizes, dates…
See, there’s a huge different for me between “people” and “my people” - they can be two separate groups of strangers, but I can tell them apart in seconds.
In the rare times I want to socialise, my quest is to minimise contact with the former and maximize the latter.
Yeah, for a fair comparison the standard definition of “active user” is just viewing posts. Not sure why Lemmy sets the bar so high. Maybe they don’t care about vanity stats - besides mild curiosity, I couldn’t care less.
Posting or commenting seems more like “contributing users” and posts like this just encourage unhelpful noise.
Employers will quickly learn that leashing a person to their laptop will not prevent wasted time, it’ll cause them to waste time in other ways, and will drive away talent. The only harm is when it impacts outcomes, which is easier and more beneficial to track.
It’s pretty obvious when someone is underperforming, you don’t need to know whether they’ve been doing the laundry between meetings.